Regulatory Alerts2025-10-30 | 13764Payment of Public Sector Employees Salaries
The Central Bank of Lebanon issued Intermediary Decision No 13764 on October 30, 2025 to amend Basic Decision No 13423 and mandate that all banks ensure sufficient liquidity for public sector employees to withdraw their complete monthly salaries, allowances, and social dues from affiliated mutual funds without restrictions on withdrawal ceilings, installment options, or imposed commissions and expenses. The amended provision explicitly prohibits banks from charging any type of commission or expense on accounts belonging to official schools and technical institutes. This decision takes immediate effect upon issuance and is published in the Official Gazette to enforce these liquidity guarantees across the banking sector.
Circular No. 745 to Banks
We hereby enclose a copy of Intermediary Decision No. 13764 dated 2025/10/30 concerning the amendment of Basic Decision No. 13423 dated 2022/3/28 concerning (Payment of Public Sector Employees Salaries), attached to Basic Circular No. 162.
Beirut, October 30, 2025
Governor of the Central Bank of Lebanon
Karim Saeed
Intermediary Decision No. 13764 Amendment of Basic Decision No. 13423 dated 2022/3/28
The Governor of the Central Bank of Lebanon, Pursuant to the Monetary and Exchange Law, particularly Articles 70 and 174 thereof, Pursuant to Basic Decision No. 13423 dated 2022/3/28 concerning the payment of public sector employees' salaries, Pursuant to the decision of the Central Council of the Central Bank of Lebanon taken at its meeting held on 2025/10/29, Decrees the following:
Article One: The text of Article One of Basic Decision No. 13423 dated 2022/3/28 is repealed and replaced with the following text: « All banks shall:
- Ensure sufficient liquidity to allow public sector employees to withdraw their full monthly salaries, allowances, and social assistance and dues from the mutual funds affiliated with them, without imposing restrictions on them, whether regarding the setting of ceilings for cash withdrawals from them, or installment payments, or imposing commissions or expenses of any kind on them, and without invoking the ceilings specified for cash withdrawals from their accounts at the Central Bank of Lebanon.
- Not impose commissions or expenses of any kind on accounts belonging to official schools and technical/vocational institutes.»
Article Two: This decision shall take effect upon its issuance. Article Three: This decision shall be published in the Official Gazette.
Beirut, October 30, 2025 Governor of the Central Bank of Lebanon Karim Saeed