2025-12-18 | Resolução CMN 5276

CMN Resolution No. 5,276 Amending Resolution CMN No. 5,247 on Rural Credit Lines for Debt Liquidation or Amortization

The National Monetary Council, through the Central Bank of Brazil, amended Resolution CMN No. 5,247 to expand the eligibility criteria for a rural credit line designed to liquidate or amortize debts of producers affected by adverse events. The amendment clarifies that the credit line applies to specific categories of working capital and investment operations, as well as Rural Product Certificates (CPRs), provided they meet strict delinquency or renegotiation status requirements as of December 15, 2025. Borrowers accessing this line for delinquent operations must settle all due financial charges prior to the new operation's contracting date.

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Resolution No. 5,276

RESOLUTION CMN No. 5,276, OF DECEMBER 18, 2025

Amends Resolution CMN No. 5,247, of September 19, 2025, which creates a rural credit line with resources from sources supervised by the Ministry of Finance or free from financial institutions to liquidate or amortize rural credit operations and Rural Product Certificates – CPR of rural producers whose activities were harmed by adverse events.

The Central Bank of Brazil, in accordance with Article 9 of Law No. 4,595, of December 31, 1964, makes public that the National Monetary Council, in a session held on December 18, 2025, considering the provisions of Article 4, caput, item VI, of Law No. 4,595, of December 31, 1964, and Article 2, § 5, of Provisional Measure No. 1,314, of September 5, 2025,

R E S O L V E D:

Art. 1º Resolution CMN No. 5,247, of September 19, 2025, published in the Official Gazette of the Union on September 22, 2025, shall now be in effect with the following alterations:

“Art. 1º ...................................................................................................................................

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§ 1º Only the following may be liquidated or amortized with the credit line provided for in this article:

I - rural credit operations for working capital and investment and CPRs originally contracted or issued until June 30, 2024, which were in a compliant status on June 30, 2024, and that:

a) were in a delinquent status on December 15, 2025; or

b) have been renegotiated or extended with a maturity date for the installment or operation scheduled for the period from September 5, 2025, to December 31, 2027, and are in a compliant status on the date of contracting the operation for its amortization or liquidation;

II - rural credit operations for working capital contracted in the period from July 1, 2024, to June 30, 2025, which are in a delinquent status on December 15, 2025;

III - rural credit operations for working capital contracted in the period from July 1, 2024, to June 30, 2025, which have already been subject to renegotiation or extension, with the renegotiated or extended operation being in a compliant status or in a delinquent status on December 15, 2025; and

IV - CPRs registered and issued by rural producers in favor of financial institutions, originally contracted or issued in the period from July 1, 2024, to June 30, 2025, which were in a delinquent status on December 15, 2025.

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§ 6º To have access to the credit line provided for in this article, in the case of operations in a delinquent status on December 15, 2025, the borrower must pay, until the date of contracting the new operation, the financial charges due regarding the operations to be liquidated or amortized with this credit line.

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Art. 2º This Resolution enters into force on the date of its publication.

GABRIEL MURICCA GALÍPOLO President of the Central Bank of Brazil