Regulatory Alerts2026-01-01
Decision on the Internal Liquidity Adequacy Assessment Process of a Credit Institution
The Council of the Central Bank of Montenegro issued this Decision to mandate that credit institutions establish and maintain a robust Internal Liquidity Adequacy Assessment Process (ILAAP). The regulation requires institutions to identify, measure, and monitor liquidity risks through annual assessments, stress testing, and the integration of ILAAP results into strategic governance and funding planning. Furthermore, credit institutions must submit detailed ILAAP reports to the Central Bank by April 30 each year, with the first report due by April 20, 2027.
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