Regulatory Alerts2025-07-01
Buy Now, Pay Later Market Update 2025
The Dutch Authority for the Financial Markets (AFM) issued its 2025 Buy Now, Pay Later (BNPL) market update, revealing that while the sector grew by 17% in transaction volume, payment problems remain high despite a slight decline in incidence. The report highlights significant financial vulnerabilities among users under 35, noting that one in six experiences overdrafts for over 90 days annually and misses an average of 10 direct debits. Consequently, the AFM urges faster implementation of the revised Consumer Credit Directive, including mandatory age verification and BKR registration, to be enforced by November 2026.
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