Regulatory Alerts2025-01-01 | JPRFM-2025-019-FResolution JPRFM-2025-019-F: Reforming Deposit Insurance Premium and Target Fund Rules for 2026
The Financial and Monetary Policy and Regulation Board of Ecuador issued Resolution JPRFM-2025-019-F to amend the regulatory framework governing the Deposit Insurance System for the Private Financial Sector. The resolution establishes a fixed premium rate of 0.12% annually for 2026 and sets the target fund level at 19.20% of covered deposits, both subject to annual review by the Board based on reports from COSEDE. These changes update the Codification of Monetary, Financial, Securities, and Insurance Resolutions to reflect revised risk-based contribution determinations.
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