Regulatory Alerts2026-05-14 | A 8436Circular SINAP 1-247 National Payments System – Transfers – Supplementary Rules. Update.
The Central Bank of the Argentine Republic issued Communication “A” 8436 to update the supplementary rules for the National Payments System – Transfers by incorporating revised sheets into the consolidated regulatory text. This update establishes updated UVA-indexed daily minimum limits for immediate push and pull transfers, free initial tiers for retail electronic funds transfers, and maximum monthly collections for medium and small commerce. The modifications are published on the BCRA website with strikethrough and bold formatting to highlight changes, effective May 15, 2026.
"2026 - YEAR OF ARGENTINE GREATNESS" COMMUNICATION “A” 8436 14/05/2026 TO FINANCIAL ENTITIES, TO PAYMENT SERVICE PROVIDERS OFFERING PAYMENT ACCOUNTS, TO ELECTRONIC FUNDS TRANSFER NETWORKS, TO PAYMENT SERVICE PROVIDERS FULFILLING THE INITIATION FUNCTION, TO ADMINISTRATORS OF ELECTRONIC FUNDS TRANSFER PAYMENT SCHEMES: Ref.: Circular SINAP 1-247: National Payments System – Transfers – Supplementary Rules. Update.
We address ourselves to you in order to deliver the sheets that, replacing those previously provided, should be incorporated into the consolidated text on the National Payments System – Transfers – Supplementary Rules, in accordance with Communication C 101699. Please note that on this Institution’s website www.bcra.gob.ar, by navigating to “Sections – Financial System – LEGAL AND REGULATORY FRAMEWORK – Consolidations and summaries – General regulatory consolidated texts”, you will find the modifications made with text highlighted in special characters (strikethrough and bold). We remain, yours sincerely. CENTRAL BANK OF THE ARGENTINE REPUBLIC Irene T. Cano Jorge A. M. Golla Deputy General Manager of Payment Systems General Manager of Payment Systems ANNEX
| Rule Section | UVA Concept | Approximate Equivalent in Pesos ($) as of 03/31/26 |
|---|---|---|
| 6.3.2.3.i) | Daily minimum limit for immediate push transfers | 15,000 |
| 6.3.2.3.ii) | Daily minimum limit for immediate pull transfers | 2,500 |
| 6.1.1.<br>6.2.1.<br>6.3.2.1. | Free initial tier – retail electronic funds transfers | 7,500 |
| 6.3.1.1. | Free initial tier – Payment with transfer | 1,000 |
| 6.3.1.2. | Medium commerce.<br>Maximum collection per calendar month and category | 500,000 |
| 6.3.1.2. | Small commerce.<br>Maximum collection per calendar month and category | 100,000 |
UVA value as of 03/31/26: $1,855.18 B.C.R.A. NATIONAL PAYMENTS SYSTEM – TRANSFERS – SUPPLEMENTARY RULES Section 6. Electronic funds transfers: operational variables, prices and exchange rates Version: 8th COMMUNICATION “A” 8436 Validity: 15/05/2026 Page 4
B.C.R.A. ORIGIN OF THE PROVISIONS CONTAINED IN THE CONSOLIDATED TEXT ON THE NATIONAL PAYMENTS SYSTEM – TRANSFERS – SUPPLEMENTARY RULES
| Consolidated Text | Source Regulation | OBSERVATIONS |
|---|---|---|
| Sec. | Point | Para. |
| 1. | 1.1. | “A” 7153 II |
| 1.2. | “A” 7153 II S/Com. “A” 8399. | |
| 1.2.4. | “A” 7153 II S/Com. “A” 7367. | |
| 1.3. | “A” 7153 II S/Com. “A” 7769. | |
| 1.3.2. | “A” 7153 II S/Com. “A” 7367. | |
| 1.4. | “A” 7153 II S/Com. “A” 7514 and 8399. | |
| 1.5. | “A” 7153 II S/Com. “A” 7514 and 8399. | |
| 1.5.1.5. | “A” 7409 3. | |
| 1.5.4.4. | “A” 7409 3. | |
| 1.5.4.5. | “A” 7514 S/Com. “A” 8399. | |
| 1.5.5.2. | “A” 7153 II S/Com. “A” 7367. | |
| 1.5.5.9. | “A” 7367 4.1. | |
| 1.5.5.10. | “A” 7367 5. | |
| 1.5.5.12. | “A” 7514 S/Com. “A” 8399. | |
| 1.6. | “A” 7153 II | |
| 2. | 2. | “A” 7153 II |
| 2.5. | “A” 7153 II S/Com. “A” 8399. | |
| 2.6. | “A” 7153 II S/Com. “A” 7409 and 7463. | |
| 2.9. | “A” 7153 II S/Com. “A” 7485. | |
| 2.10. | “A” 7514 S/Com. “A” 8399. | |
| 3. | 3.1. | “A” 7153 II S/Com. “A” 8399. |
| 3.2. | “A” 7153 II S/Com. “A” 7688, 7514 and 8399. | |
| 3.3. | “A” 7153 II | |
| 3.4. | “A” 7153 II S/Com. “A” 7514, 7996, 8030 and 8399. | |
| 4. | 4. | “A” 7153 II |
| 5. | 5.1. | “A” 7153 II S/Com. “A” 7485. |
| 5.2. | “A” 7153 II | |
| 5.2.1. | “A” 7153 II S/Com. “A” 7409. | |
| 5.2.3. | “A” 7153 II S/Com. “A” 7409 and 8162. | |
| 5.2.5. | “A” 7514 S/Com. “A” 8399. | |
| 5.3. | “A” 7153 II | |
| 6. | 6.1. | “A” 7153 II S/Com. “A” 7485 and 8399. |
| 6.2. | “A” 7153 II S/Com. “A” 7485 and 8399. | |
| 6.3. | “A” 7153 II S/Com. “A” 7361, 7485 and 8399. | |
| 6.3.1.2. | “A” 7153 II S/Com. “A” 7409, 7485 and 8399. | |
| 6.3.2.3. | “A” 7153 II S/Com. “A” 7485, 7841 and 8399. | |
| 6.4. | “C” 89549 S/Com. “A” 7485, 8091, “C” 90569,<br>91493, 92309, 93254, 94117,<br>94948, 95913, 96725, 97950,<br>98545, 99475, 100114, 100884,<br>101314 and 101699. |