Regulatory Alerts2026-03-19
Caribbean Netherlands: Adjustment of Standard Amounts Effective 1 April 2026
The Dutch Authority for the Financial Markets (AFM) has adjusted the standard amounts used to calculate maximum responsible credit for the Caribbean Netherlands, effective 1 April 2026. These legally mandated figures are annually indexed based on 2025 consumer price increases of 4.3% on Bonaire, 1.8% on Sint Eustatius, and 3.8% on Saba. Credit providers must apply these updated fixed components alongside income-dependent assessments to verify that consumers can responsibly afford mortgage or consumer loan repayments.
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