CMN Resolution No. 5270 — Adjustments to Chapter 10 (Pronaf) of the Rural Credit Manual

Resolution No. 5270

The current text of the MCR is available at the following electronic address: www3.bcb.gov.br/mcr.

CMN RESOLUTION NO. 5,270, OF DECEMBER 18, 2025

Provides for adjustments to the norms of Chapter 10 (National Program for Strengthening Family Agriculture – Pronaf) of the Rural Credit Manual – MCR.

The Central Bank of Brazil, in accordance with Art. 9 of Law No. 4,595, of December 31, 1964, makes public that the National Monetary Council, in a session held on December 18, 2025, in accordance with Arts. 4, caput, item VI, of Law No. 4,595, of December 31, 1964, 4 and 14 of Law No. 4,829, of November 5, 1965, 48, § 2, of Law No. 8,171, of January 17, 1991, and 3, § 3, of Law No. 11,326, of July 24, 2006,

R E S O L V E S:

Art. 1. Section 1 (General Provisions) of Chapter 10 (National Program for Strengthening Family Agriculture – Pronaf) of the Rural Credit Manual – MCR shall enter into force with the following alterations:

“7 - The documentation pertinent to the contractual relationship between the landowner and the credit beneficiary is not subject to the requirement of registration at a notary office, which is hereby waived:

a) for possessors, whenever the condition of land possession is registered in the National Registry of Family Agriculture – CAF of Pronaf; and

b) for settlers of the National Agrarian Reform Program – PNRA, when a valid beneficiary registration is presented.” (NR)

Art. 2. Section 13 (Rural Productive Microcredit – Group “B”) of Chapter 10 (National Program for Strengthening Family Agriculture – Pronaf) of the MCR shall enter into force with the following alterations:

“8 - When technical assistance costs are included in the simplified proposal or project, provided that authorized by the borrower, payment may be made by the financial institution directly to the service provider.” (NR)

Art. 3. Section 18

(Transitional Norms) of Chapter 10 (National Program for Strengthening Family Agriculture – Pronaf) of the MCR shall enter into force with the following alterations:

“5 - Exceptionally, up to June 30, 2027, the financing of agricultural working capital credit operations under the conditions of Section 13 (Rural Productive Microcredit – Group “B”) of Pronaf is admitted, respecting the provisions of this Chapter and the following additional conditions:

.......................................................................................................................................” (NR)

“11 - Exceptionally, it is admitted that beneficiaries of the National Agrarian Reform Program – PNRA and the National Land Credit Program – PNCF who have already reached, in whole or in part, the credit limits provided for in item 2.1 of Table 2 of MCR 7-6, or beneficiaries of these programs who have contracted an investment operation under the aegis of the Special Credit Program for Agrarian Reform – Procera, may contract new rural investment and working capital credit operations under the Pronaf “A” and “A/C” programs, observing the provisions of MCR 10-3 and the following specific conditions:

.................................................................................................................................................

f) only beneficiaries with outstanding operations may contract the new operations referred to in this item, provided that the grace period has ended and at least one installment of the said operation has been paid.” (NR)

“12 - .......................................................................................................................................

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c) credit limit: up to R$120,000,000.00 (one hundred and twenty million reais), per cooperative, considering all operations contracted in one or more financial institutions, observing the limit of R$90,000.00 (ninety thousand reais) per associate with a valid CAF indicating their classification in Pronaf, according to MCR 10-2 criteria, listed in the RICAF of the cooperative, regardless of the limits established in Subtable 2.4 (Investment Credit – Pronaf Agroindustry – MCR 10-6) of Table 2 (Credit Limits for Financing under the National Program for Strengthening Family Agriculture – Pronaf, respecting the debt limits referred to in MCR 10-1-34) of MCR 7-6;

.......................................................................................................................................” (NR)

“15 - It is admitted, until June 30, 2026, that the unique additional credit limit of up to R$3,000.00 (three thousand reais) per Family Agricultural Production Unit – UFPA intended for financing the construction or renovation of sanitary facilities in the borrower's residence, as referred to in item “d” of Subtable 2.11 (Investment Credit – Pronaf Rural Productive Microcredit – Group “B” – MCR 10-13) of Table 2 (Credit Limits for Financing under the National Program for Strengthening Family Agriculture – Pronaf, respecting the debt limits referred to in MCR 10-1-34) of MCR 7-6, may be increased to up to R$5,000.00 (five thousand reais) per UFPA, observing that:

a) the 40% (forty percent) compliance bonus applies only to the amount up to R$3,000.00 (three thousand reais);

b) the additional limit of R$ 2,000.00 (two thousand reais) will not be counted in the limits referred to in items I and II of item “a” of Subtable 2.11.” (NR)

Art. 4. Item 5, item “b” of Section 3 of Chapter 10 of the MCR is hereby revoked.

Art. 5. This Resolution enters into force on the date of its publication.

GABRIEL MURICCA GALÍPOLO President of the Central Bank of Brazil