Regulatory Alerts2026-01-01
Decision on Determining and Maintaining Mandatory Reserves and Determining Compensation on Reserve Amount (Consolidated Text)
The Governing Board of the Central Bank of Bosnia and Herzegovina issued a consolidated decision establishing the calculation methods, maintenance requirements, and compensation rates for mandatory reserves held by banks. The regulation mandates a uniform 10% reserve ratio for both domestic currency (BAM) and foreign currency (EUR) bases, with specific interest rates of 50 basis points for BAM reserves and 30 basis points for EUR reserves. Additionally, a transitional period until the end of 2026 allows banks to hold 95% of their EUR reserve requirement as BAM equivalents in domestic accounts.
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