Regulatory Alerts2025-09-12
Explanatory Notes to the Large Exposures Directive
The Bank of Ghana issued revised Large Exposures Directive notes to establish a comprehensive framework for banks, savings and loans companies, finance houses, and financial holding companies. The directive updates the effective implementation date to January 2027, extends the compliance window to one year, and clarifies exposure limits of 20 percent for banks and financial holding companies versus 15 percent for savings and loans entities. It also narrows the regulatory scope, inserts key definitions for trading and banking books, and mandates robust processes for identifying connected counterparties to safeguard broader financial system stability.
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