2005-11-17
This document, "Perspectives on the Nigerian Financial Safety-Net," is a collection of articles and papers inspired by the author Ganiyu Adewale Ogunleye's experience in practical banking operations and policy design in Nigeria. Ogunleye, a former Managing Director/Chief Executive Officer of the Nigeria Deposit Insurance Corporation (NDIC), offers insights into the Nigerian financial sector, covering topics such as bank regulation, supervision, and deposit insurance. The book addresses major developments in the Nigerian financial sector, including banking reforms, universal banking, banking consolidation, and the establishment of a deposit insurance scheme, and explores the causes of bank failures, ethics in banking, bank frauds, and regulatory challenges. The book is intended to serve as a reference for banking practitioners, students, and lecturers of banking and finance, and provide policymakers with information on developments in the banking industry.