Regulatory Alerts2013-07-31 | 48/2013Bank of Albania Regulation 48/2013 on Capital Adequacy Ratio
The Bank of Albania’s Supervisory Council issued Regulation 48/2013 to establish standardized calculation criteria and minimum thresholds for the capital adequacy ratio of licensed Albanian banks. This integrated framework defines key financial terms, standardizes credit risk mitigation techniques and securitization classifications, and replaces the prior 1999 capital adequacy rules. Licensed institutions must align their risk assessment processes and reporting mechanisms with these requirements by the regulation’s December 2014 effective date.
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