Regulatory Alerts2025-08-19 | A 8303Circular SINAP 1-235 National Payments System – Payment Services Update
The Central Bank of the Argentine Republic (BCRA) issued Communication "A" 8303 to update the consolidated text on the National Payments System – Payment Services, incorporating amendments from prior communications. The regulation mandates financial entities and payment service providers to assign and disclose Uniform Banking Keys (CBU) and Uniform Virtual Keys (CVU), while establishing strict composition rules, verification digits, and disclosure channels. It further standardizes interoperable digital wallet registration, QR-based payment fraud liability, interchange rates, credit periods for merchants, and specific requirements for public transport "Travel with QR" schemes.
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