2011-11-08

Decree of Národná banka Slovenska No 12/2011 amending Decree No 1/2011 on the Register of Bank Loans and Guarantees

Národná banka Slovenska amended its Register of Bank Loans and Guarantees decree to redefine default metrics and mandate monthly reporting of corrected data by the 22nd day of the following month. The regulation introduced a fee structure for clients requesting register data, charging €20 for the initial period and €2 for each additional specified period. These provisions entered into force on 1 December 2011, with the specific amendments regarding default definitions and correction reporting taking effect on 1 March 2012.

Narodna banka Slovenska logo

Slovakia

Narodna banka Slovenska

Click to view thumbnail

1 12 DECREE of Národná banka Slovenska of 8 November 2011 amending Decree of Národná banka Slovenska No. 1/2011 on the Register of Bank Loans and Guarantees In accordance with Section 38(5) of Act No. 483/2001 Coll. on banks and on amendments to certain laws as amended, Národná banka Slovenska stipulates as follows: Section I Decree of Národná banka Slovenska of 15 March 2011 No. 1/2011 on the Register of bank loans and guarantees (Notification No. 77/2011 Coll.) shall be amended as follows:

  1. In Article 2(1)(j) shall read: “(j) the highest number of days in default on all registered loans,”.
  2. In Article 3(5) the following sentences shall be added at the end: “If a bank finds that the data or any changes thereto reported to the Register in accordance with the first sentence are incomplete or incorrect, it shall report the corrected data to the Register. The corrected data referred to in Article 1, or any changes thereto, shall be reported to the Register according to their status as at the last day of the respective month and shall be sent by the 22nd day of the following calendar month.”.
  3. Article 3a to be added after Article 3 shall read: “Article 3a (1) The fee in the amount of €20 shall be charged for the provision of data from the Register to the Client according to their status as at the day of submission of the application for data from the Register or for one specified period. (2) The fee in the amount of €2 shall be charged for the provision of data from the Register to the Client for every other period specified in the Application for data from the Register according to paragraph (1). (3) The fee for the provision of data from the Register to the Client shall be remitted to the account of Národná banka Slovenska earmarked for payments of fees. Its number is published on the website of Národná banka Slovenska. (4) Payment of the fee for the provision of data from the Register to the Client shall include, in addition to the data required under a specific law4), the following identification data stated in the payment order: a) Variable symbol:
  4. In the case of a physical person - private individual, his personal identification number without a slash, or the date of birth in the form (YYYYMMDD) if this person has no personal identification number;

2 2. In the case of a legal entity, its identification number, or in the case of a foreign legal entity an equivalent identification symbol; b) Specific symbol:

  1. 1901 – for fees under paragraph 1,
  2. 1902 – for fees under paragraph 2,
  3. 1903 – for fees under paragraphs 1 and 2 simultaneously.”. Footnote 4 shall read: “4) Section 31(5)(b) second point and Section 35(1)(a) of Act No. 492/2009 Coll. on payment services and on amendments to certain laws.”. Section II This Decree shall enter into force on 1 December 2011, except for the provisions of Section I (1) and (2), which shall enter into force on 1 March 2012. Jozef Makúch Governor Issuing department: Regulation and Financial Analyses Department Tel.: +421 2 5787 3301 Fax: +421 2 5787 1118 Drafted by: Ing. Stanislav Guniš Head of the Banking and Payment Services Regulation Section Tel.: +421 2 5787 2885 E-mail: stanislav.gunis@nbs.sk