2025-09-17 | Resolución SBS 03231-2025The Superintendent of Banks, Insurance and Private Pension Fund Administrators (SBS) issues this resolution to postpone the effective date for achieving a Point of Recovery (POR) equal to zero from January 1, 2026 to July 1, 2026 for financial companies other than those with market concentration and the National Bank. This adjustment grants these entities an additional implementation period to complete necessary technological system adjustments and redesign their information technology architectures. The modified deadlines apply to the Business Continuity Management Regulation's second final provision and the corresponding infraction under the Regulation on Infractions and Sanctions.