Regulatory Alerts2018-05-24
Regulation on the treatment of banks’ credit risk using standardised approach
The National Bank of Moldova issued Decision no. 111 to approve the Regulation on the treatment of banks’ credit risk using the standardised approach, which transposes relevant provisions of EU Regulation No 575/2013. This Regulation establishes the methodology and requirements for banks in Moldova to determine risk-weighted exposure amounts for calculating own funds requirements across various exposure classes. It defines key terms, sets out general principles for exposure valuation, specifies risk weights based on credit quality assessments, and details the criteria for identifying obligors in default.
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