Regulatory Alerts2026-01-01
Decision amending the Decision on Minimum Standards for Investment of Credit Institutions in Immovable Property and Fixed Assets
The Council of the Central Bank of Montenegro amended regulations to cap credit institutions' investments in immovable property and fixed assets at 40% of their Common Equity Tier 1 capital. Investments exceeding this threshold must be treated as deductible items when calculating capital adequacy, with a transitional period allowing a 70% limit until June 30, 2027. The decision entered into force eight days after publication and applies retroactively from June 30, 2026.
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