2026-04-02

Minutes: CBDC Academic Advisory Group – January 2026

The Bank of England’s CBDC Academic Advisory Group issued these minutes to outline critical design requirements for the digital pound, including provisional holding limits of £10–20k and tiered remuneration to mitigate rapid deposit disintermediation. The analysis mandates a platform-based infrastructure that ensures wholesale-level convertibility for monetary uniformity while integrating privacy-enhancing technologies and post-quantum cryptographic pathways. These coordinated design parameters will directly shape the Bank’s final launch strategy and transitional governance framework as it consolidates into a broader Payments Academic Advisory Group.

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