2026-01-01

Decision on Identifying Other Systemically Important Credit Institutions

The Council of the Central Bank of Montenegro issued this decision to establish the methodology for identifying Other Systemically Important Credit Institutions (O-SICIs) on an individual and consolidated basis. The Central Bank assesses systemic importance using four criteria—size, economic importance, cross-border activity, and interconnectedness—applied through a quantitative scoring method and subsequent supervisory assessment. The regulation mandates annual identification by December 1, requires the publication of the O-SICI list and associated capital buffer rates, and sets buffer levels within a 0% to 2% range to maintain financial stability.

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Central Bank of Montenegro

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