2026-01-01
The Council of the Central Bank of Montenegro issued this decision to establish the methodology for identifying Other Systemically Important Credit Institutions (O-SICIs) on an individual and consolidated basis. The Central Bank assesses systemic importance using four criteria—size, economic importance, cross-border activity, and interconnectedness—applied through a quantitative scoring method and subsequent supervisory assessment. The regulation mandates annual identification by December 1, requires the publication of the O-SICI list and associated capital buffer rates, and sets buffer levels within a 0% to 2% range to maintain financial stability.