2026-06-08

ACD-1 Circular No. 01: Refinance Scheme for Agricultural and Rural Sector to Increase Agricultural Production and Employment Generation

The Central Bank of Bangladesh has established a 10,000 crore Taka revolving refinance scheme to boost agricultural production, ensure food security, and generate rural employment. Scheduled banks are authorized to provide loans at a maximum interest rate of 8% to farmers for various agricultural and rural activities, with the central bank refinancing these loans at a 4% rate. The scheme mandates strict monitoring, specific reporting formats, and sets lending ceilings for different categories of borrowers to ensure funds reach genuine small and marginal farmers.

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