Regulatory Alerts2016-01-01 | FIN-FSA Regulations and guidelines 8/2016Regulations and Guidelines 8/2016: Payment Institutions and Persons Providing Payment Services Without a License
The Finnish Financial Supervisory Authority (FIN-FSA) issued Regulations and Guidelines 8/2016, effective from January 1, 2017, to regulate payment institutions and persons providing payment services without a license. The document establishes the operational framework and compliance requirements for these entities, with amendments applied as of February 1, 2026. It serves as the primary regulatory reference for payment service providers operating under the Finnish financial supervision regime.
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