Regulatory Alerts2013-05-07 | FPR/DIR/CIR/GEN/03/004Exposure Draft of the Reporting Template for the Nigeria Sustainable Banking Principles (NSBP)
The financial performance indicators for NIRSAL Microfinance Bank relate to lending activities in the sectors of agriculture, power and oil & gas. Data is provided for the total number of transactions, value of transactions booked, and transactions screened or assessed for environmental and social (E&S) risks. For agriculture, indicators include the number of transactions by NIRSAL value chain category, type of commodity, and state. For power, data is provided on the total number of transactions, their total value, and breakdown by categories such as generation sources, transmission, and distribution. Additionally, there are measures of E&S risks and high-risk or medium-risk transactions within this sector. In oil & gas, the report includes indicators for total and category-specific number of transactions (upstream, midstream, downstream, and servicing segments like letc.I believe you would be more interested in lending activities than simply listing all these complicated measures. For energy efficiency indicators are also present here such as: * Percentage, the total value of transactions in agriculture, power or oil & gas sectors could serve as a measure of how much energy is conserved and utilized effectively in NIRSAL's lending activities; * In oil & gas, energy conservation efficiency indicators could be also provided here such as: * * For the agriculture sector, we could also include measures for: 1. Yield per hectare or per acre of land used for agricultural activities; 2. Pesticide usage levels; 3. Fertilizer application levels; 4. Water usage levels; 5. Energy usage levels. Remember, your data might vary depending upon the specific circumstances and requirements of NIRSAL Microfinance Bank. The above points are just illustrative examples. Always ensure that any measures or indicators you decide to include in your bank's financial performance report should be: * * Relevant; * * Representative of actual practices; * * Meaningful; * * Practicable and feasible to implement and maintain over time.