Regulatory Alerts2026-04-24
AMLA Launches Consultation on AML-CFT Risk Assessment and Policy
The European Anti-Money Laundering and Countering the Financing of Terrorism Authority (AMLA) has launched two public consultations on draft guidelines and regulatory technical standards to harmonise how reporting entities identify, assess, and manage money laundering and terrorist financing risks across the EU. The draft Business-Wide Risk Assessment Guidelines establish minimum requirements for mapping integrity risks at the organisational level with proportional flexibility, while the draft RTS mandates unified group-wide risk management and sets cross-border and third-country subsidiary requirements. Stakeholders are invited to submit feedback and attend public hearings, with additional outstanding consultations on customer due diligence and business relationship criteria remaining open until 8 May 2026.
News
24/04/26
The European Anti-Money Laundering and Countering the Financing of Terrorism Authority (AMLA) has launched two public consultations. The draft instruments provide guidance on how reporting entities must identify, assess, and manage money laundering and terrorist financing risks. This work aims to establish a harmonised European approach.
The consultations cover:
Draft Guidelines on Business-Wide Risk Assessment
Draft Regulatory Technical Standards (RTS) on group-wide minimum requirements and additional measures for subsidiaries and branches in third countries
Draft Guidelines on Business-Wide Risk Assessment
The draft Business-Wide Risk Assessment (BWRA) Guidelines address risk assessment in the field of money laundering and terrorist financing (Article 10(4) of the AMLR). The guidelines outline expectations regarding the mapping of integrity risks across the entire organisation or group. They set minimum requirements while allowing for proportionality based on the size, business model, and risk profile of the institution.
Draft RTS on group-wide minimum requirements and additional measures for subsidiaries and branches in third countries
This draft RTS describes what institutions must regulate at a minimum at the group level. This is stipulated in Article 16(4) and Article 17(3) of the AMLR. The rules ensure that a group of institutions assesses risks, such as money laundering and terrorist financing, in a unified manner. This prevents different parts of the group from handling the same risks differently.
The RTS also includes additional requirements for situations where institutions operate across borders. It also addresses scenarios where subsidiaries are active in third countries.
Invitation to Respond and Public Hearings
AMLA invites stakeholders to respond and is also organising public hearings. We encourage relevant parties to participate in these consultations. For further information, please refer to the AMLA Public Consultations website - Authority for Anti-Money Laundering and Countering the Financing of Terrorism
Reminder of Deadline for Outstanding Consultations
Finally, we draw attention to the ongoing consultation on customer due diligence measures and the consultation on business relationships and occasional transactions. Responses to these can still be submitted to AMLA until 8 May 2026.
Tags
Advisers, intermediaries & representatives
Investment funds
Investment firms
Crypto-asset service providers
Preventing money laundering and terrorist financing - compliance with the Sanctions Act
More information
Consultation on the draft Guidelines on business-wide risk assessment
Consultation on the draft RTS on group-wide minimum requirements and additional measures for subsidiaries and branches in third countries
Consultation on the draft RTS on Customer Due Diligence
Consultation on the draft RTS on criteria for identifying business relationships, occasional and linked transactions and lower thresholds
Topic page Preventing money laundering and terrorist financing - compliance with the Sanctions Act
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