Regulatory Alerts2025-12-18 | Resolução BCB 541BCB Resolution No. 541 — Amending BCB Resolution No. 406 of August 2, 2024, Regarding Payment Initiation Service Sharing in Open Finance
The Central Bank of Brazil issued Resolution No. 541 to amend Resolution No. 406, establishing mandatory participation timelines for Pix payment arrangement holders in the Open Finance payment initiation service. The regulation mandates that these institutions begin limited production testing on February 6, 2026, and extend the service to the general public starting April 22, 2026. This measure integrates payment initiation without redirection into the broader Open Finance framework under the authority of the Central Bank's Collegiate Board.
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