2012-01-01 | FIN-FSA Regulations and guidelines 13/2012The Finnish Financial Supervisory Authority (FIN-FSA) issued Regulations and Guidelines 13/2012 to establish the capital adequacy requirements for occupational pension institutions, effective from January 1, 2022. The document was amended on November 9, 2021, following public consultations in 2015 and 2016 regarding risk and solvency assessment regulations. These rules define the prudential standards and reporting obligations necessary to ensure the financial stability of entities providing statutory pension insurance.