Regulatory Alerts2025-12-09
CSSF Circular 25/899: Application of EBA Guidelines on ADC Exposures to Residential Property under Article 126a of Regulation (EU) 575/2013
The Commission de Surveillance du Secteur Financier (CSSF) issued Circular 25/899 to implement the European Banking Authority's Guidelines on Acquisition, Development, and Construction exposures to residential property. This directive mandates that credit institutions apply specific regulatory treatment for ADC exposures under Article 126a of Regulation (EU) 575/2013 as outlined in EBA/GL/2025/03. The circular ensures consistent supervisory standards and risk management practices for residential property development financing across the jurisdiction.
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