Regulatory Alerts2019-08-08
Norms on Evaluation of Assets Accepted as Collateral for Bank Loans (NBM Executive Board Decision No. 211, August 8, 2019)
The National Bank of Moldova Executive Board issued Decision No. 211 to approve and amend normative acts establishing the evaluation standards for assets accepted as collateral in bank lending. The regulation mandates specific valuation methodologies and risk-weighting criteria that commercial banks must apply when assessing pledged assets. Entering into force on September 23, 2019, the decision standardizes collateral assessment practices to strengthen financial stability and align domestic lending frameworks with international supervisory expectations.
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