2024-12-11
The European Banking Authority (EBA) issued Decision D6-2024 to establish a standardized methodology for calculating the positive cycle-neutral countercyclical capital buffer (CCyB). National competent authorities must apply CCyB rates between 0% and 2.5%, with a discretionary cap of 3.5%, to all relevant credit institution exposures. The Decision mandates quarterly reporting, annual publication of rates, and a three-year transitional implementation period starting in January 2025.