Regulatory Alerts2021-08-20
Regulation on Credit Risk Management at Banks and Savings Banks
The Governing Board of the Bank of Slovenia issued this regulation to establish comprehensive rules for credit risk management at banks and savings banks. The document mandates strict standards for loan origination, credit decision-making, and the continuous monitoring of credit portfolios to ensure prudent risk-taking. It further requires precise assignment of debtors to rating grades, robust validation of rating models, and effective management of credit protection and non-performing exposures.
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