Regulatory Alerts2020-04-03
Instruction No. 2020-I-04 of April 3, 2020 on Monitoring the Profitability of Mortgages in France
The Prudential Control and Resolution Authority issued Instruction No. 2020-I-04 to mandate detailed reporting on the profitability of mortgage lending in France. The regulation requires eligible credit institutions to submit the RENT_IMMO table, covering new loan origination, renegotiations, and outstanding balances, using standardized Excel formats. The reporting regime entered into force immediately for existing CREDITHAB filers with transitional deadlines in 2020, while extending to other institutions starting July 1, 2021.
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