Regulatory Alerts2026-04-17
STANDARD ON CREDIT RISK MANAGEMENT FOR SAVINGS AND CREDIT COOPERATIVES (SCCs)
The Banque de la République d’Haïti (BRH) mandates that Savings and Credit Cooperatives (SCCs) adhere to strict credit risk concentration limits, quarterly provisioning requirements, and detailed accounting rules for non-performing and restructured loans. The regulation defines eligible guarantees, specifies write-off procedures after 365 days of delinquency, and requires comprehensive compliance reporting and inspection documentation to ensure prudent credit management. Administrative sanctions are enforced for non-compliance, unreliable reporting, or failure to submit required semi-annual portfolio statements.
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