Regulatory AlertsOJK Commissioner Regulation No. 47/PADK.05/2025 on the Health Level Assessment of Guarantee Institutions
The Financial Services Authority (OJK) issued Regulation No. 47/PADK.05/2025 to establish a Risk-Based Supervision framework for assessing the health levels of guarantee institutions. The regulation mandates a comprehensive evaluation covering governance, risk profiles, profitability, and capital adequacy, while defining nine specific risk categories including strategic, operational, and guarantee risks. Implementation begins on January 1, 2026, with a phased introduction of risk weighting for the Regulatory Capital Adequacy Ratio (RCAR) targeting full compliance by December 2028.
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