Instruction (Archive) No. 4/2020

Summary

Reviews, for the 1st quarter of 2020, the maximum rates to be applied in consumer credit contracts under Decree-Law No. 133/2009, of 02-06. Revokes Instruction No. 22/2019.

Status

In force

Official Journal

3/2020 2nd Supplement

Enabling Law

Law No. 5/98, of 31-01, art. 17; Decree-Law No. 133/2009, of 02-06, art. 28

Descriptors

Client, Contract, Consumer Credit, Consumer Protection, Member State, Third Countries, Bank Branch, Supervision, Conduct Supervision, Effective Annual Percentage Rate of Charge (APRC)

Regulated Instrument

Instruction No. 14/2013 :: Decree-Law No. 133/2009, of 02-06

Publication Date

24-02-2020

Disclosure Date

24-02-2020

Entry into Force Date

01-04-2020

Recipient Type

Credit Institutions, Finance Companies

Recipients

Banks, Central Credit Cooperative Credit Society, Agricultural Mutual Credit Societies, Agricultural Mutual Credit Societies (not belonging to SICAM), Savings Banks, Mortgage Credit Institutions, Credit Financial Institutions, Factoring Companies, Mutual Guarantee Companies, Investment Companies, Financial Leasing Companies, Credit Finance Companies

Theme :: Subtheme

Conduct Supervision

Instructions Amended/Revoked

Instruction No. 22/2019

Link

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