Decision on the Unified Register of Business Entities' Accounts in Bosnia and Herzegovina (Amended Text)

Based on Article 2, paragraph (3), item c), Article 7, paragraph (1), item b), and Article 70 of the Law on the Central Bank of Bosnia and Herzegovina ("Official Gazette of BiH", nos. 01/97, 29/02, 8/03, 13/03, 14/03, 9/05, 76/06, and 32/07), the Governing Board of the Central Bank of Bosnia and Herzegovina, at its 3rd session held on March 30, 2023, adopts

DECISION on the Unified Register of Business Entities' Accounts in Bosnia and Herzegovina (AMENDED TEXT)

Article 1. (Subject) (1) By this Decision, the Central Bank of Bosnia and Herzegovina (hereinafter: the Central Bank), with the aim of improving the payment system, establishes the Unified Register of Business Entities' Accounts (hereinafter: JRR) for payment transactions conducted in Bosnia and Herzegovina via accounts opened at banks and accounts at the Central Bank. (2) This Decision regulates the maintenance and content of the JRR, determines the users of data from the JRR, the method of data submission, and access to data in the JRR.

Article 2. (Business Entity with JIB/ID Number) Business entities that conduct payment transactions in Bosnia and Herzegovina via accounts opened at banks and the Central Bank within the meaning of this Decision are: institutions, administrative bodies, local self-government units, other forms of organization whose establishment is registered with the competent authority or established by law, legal entities or parts of legal entities, commercial companies, public enterprises, banks and other financial organizations, associations, natural persons who independently conduct registered business activities, and other business entities to whom a unique identification number has been assigned.

Article 3. (Account) (1) An account opened at a bank is an account opened in accordance with entity legislation on domestic payment transactions through which a business entity conducts payment transactions in Bosnia and Herzegovina. (2) An account opened at the Central Bank is an account opened in accordance with the Law on the Central Bank and other positive legal regulations.

Article 4. (Establishment and Method of Maintaining the JRR) (1) The Central Bank establishes and maintains the JRR. (2) The Central Bank maintains the JRR as an electronic database of accounts of business entities from Article 2 of this Decision.

Article 5. (Submission of Data to the JRR) (1) Banks and the Central Bank shall submit the following data to the JRR for each business entity account they maintain:

1. Account Number The account number of the business entity is entered in IBAN or BBAN format. If the account is not in this format, it is entered in the form in which it is maintained at the bank. The account number is entered without spaces or special characters such as hyphens, slashes, dots, etc.
2. Type of Account The prescribed designation for the type of account is entered in accordance with entity laws on domestic payment transactions, namely: G – main account R – regular business account O – organizational unit account P – special purpose account J – public revenue collection account D – foreign currency account K – collateral deposit account S – account of a business entity in bankruptcy F – account of a business entity in financial consolidation proceedings X – unknown type of account
3. Canton The numerical designation of the Canton where the business entity's headquarters is located is entered, namely: 001 – UNA-SANA CANTON 002 – POSAVINA CANTON 003 – TUZLA CANTON 004 – ZENICA-DOBOJ CANTON 005 – BOSANSKO-PODRINJE CANTON 006 – MIDDLE BOSNIA CANTON 007 – HERZEGOVINA-NERETVA CANTON 008 – WEST HERZEGOVINA CANTON 009 – SARAJEVO CANTON 010 – CANTON 10 For the Republika Srpska and Brčko District, the designation 999 is entered.
4. Municipality The municipality code prescribed by the competent authority is entered.
5. Name of the Business Entity The name of the business entity from the decision on registration in the register or from another appropriate document is entered.
6. Postal Code of the Business Entity's Headquarters The postal code of the headquarters of the business entity that opened the account is entered.
7. Address of the Business Entity's Headquarters (Street and Number) The street and number of the headquarters of the business entity that opened the account are entered.
8. Name of the City of the Business Entity's Headquarters The name of the city of the headquarters of the business entity that opened the account is entered.
9. Unique Identification Number of the Business Entity The unique identification number of the business entity – the owner of the account – is entered.
10. Code of the Main Activity of the Business Entity – Old Format The numerical designation of the activity according to the activity classification in the old format is entered if the bank does not have information on the code of the main activity in the new format.
11. Code of the Main Activity of the Business Entity – New Format The numerical designation of the activity according to the activity classification from the relevant document in the new format is entered.
12. Form of Organization of the Business Entity The numerical designation from the Notification on Classification according to the activity classification issued by the Institute of Statistics of the Federation of Bosnia and Herzegovina, the Republika Srpska, and the Brčko District of Bosnia and Herzegovina (hereinafter: FBiH; RS and BDBiH) is entered.
13. Form of Ownership of the Business Entity The form of ownership of the business entity from the Notification on Classification according to the activity classification issued by the statistics office/agency of FBiH and RS is entered.
14. Account Status The account status designation is entered, namely: U – closed/extinguished B – blocked A – active G – error
15. Date and Time of Last Account Status Change The date and time of the last change in account status are entered. This is entered only if there has been a change in account status.
16. Account Type The account type designation is entered, namely: P – legal entity account S – natural person account conducting independent business activity X – others.
17. Tax Number of the Business Entity The tax number of the account owner is entered if the data exists.
18. Master Number of the Business Entity The master number of the business entity is entered if the data exists.
19. Territorial-Political Community The numerical designation of the territorial-political community depending on the level of organization is entered, namely: 0 - State of Bosnia and Herzegovina 1 - Federation of Bosnia and Herzegovina 2 – Republika Srpska 3 – Brčko District 4 – non-resident
20. Bank ID The three-digit number indicating the bank number determined by the Central Bank is entered.
21. Type of Change The change type designation is entered, namely: N – opening of an account or first entry of account data C – closing of an account U – change of status or other account data.
22. Date and Time of Account Opening The date and time of account opening are entered.
23. Date and Time of Account Closing The date and time of account closing are entered.
24. Date and Time When the Account Became the Main Account The date and time when the account became the main account are entered.
25. Date and Time of Cancellation of the Main Account The date and time of cancellation of the main account are entered.
26. Transferred From Account – Account Number The number of the old account is entered if a transfer was made from that account.
27. Transferred To Account – Account Number The number of the new account is entered if a transfer was made to that account. (2) The Central Bank submits only the mandatory data from paragraph (1) of this Article to the JRR. (3) Banks and the Central Bank submit the data from paragraph (1) of this Article immediately after the occurrence of a change in the account, and especially data regarding the opening and closing of accounts, blocking and unblocking of accounts, and change of the main account.

Article 6. (Method and Deadlines for Submitting Data to the JRR) (1) Banks submit data to the JRR electronically, every working day in the period from 08:00 to 16:00 hours. (2) For the purpose of paragraph (1) of this Article, a working day is considered a working day determined by the Central Bank's regulation on operational rules for giro clearing.

Article 7. (Responsibility of the Bank and the Central Bank) (1) The Bank is responsible for the accuracy and timeliness of the submitted data, and the Central Bank is responsible for the identity of the submitted data with the data in the JRR. (2) The Central Bank updates the data from Article 5 immediately upon receipt, and the updated data are available to data users. (3) In the event of the cessation of the validity of the bank's operating license, the bank is obliged to send the data from Article 5, item 14 of this Decision for all accounts it submitted to the JRR so that the final status of all accounts of that bank in the JRR is status U. (4) If the bank does not act in accordance with paragraph (3) of this Article, the Central Bank will, within 60 days from the date of receipt of the act of the competent authority on the cessation of the bank's operations or from the person authorized by it, make the appropriate changes in the JRR so that the final status of all accounts of that bank in the JRR is status U.

Article 8. (Access to Data) Access to data from the JRR can be obtained: by direct inspection via the internet, in the form of individual reports, and by downloading the database.

Article 9. (Direct Inspection via the Internet) (1) Direct inspection of data from the JRR via the internet is available to: the Central Bank, the Banking Agency of the Federation of Bosnia and Herzegovina, and the Banking Agency of the Republika Srpska (hereinafter: banking agencies), institutions, administrative bodies, local self-government units, and banks. (2) Direct inspection of data from the JRR via the internet may also be available to users to whom the Central Bank has issued approval based on a written request. (3) Data users from paragraphs (1) and (2) of this Article are obliged to provide the technical conditions necessary for access to the JRR. (4) All data users from this Decision may use data and reports from the JRR only for their own needs and may not use them for other purposes nor distribute them further, except for the Central Bank and banks.

Article 10. (Types of Reports from the JRR) The following types of reports can be obtained from the JRR: Report on the account of a business entity, Report on the history of the status of a business entity's account, Report on the accounts of a business entity, Report that a business entity has no registered account in the Unified Register of Accounts in BiH, Report on the account of a business entity – Main Account, and Report on the change of the Main Account of a business entity.

Article 11. (Types of Data in Reports) Reports from Article 10 of this Decision contain the following data: Report on the account of a business entity: name and address of the business entity, ID number, activity, postal code of headquarters, form of organization, form of ownership, canton, municipality, territorial-political community, account number, IBAN account number, type and kind of account, date and time of account opening, date and time of status change, name and address of the bank, date and time of status update in the Register. Report on the history of the status of a business entity's account: name and address of the business entity, ID number, account number, date of opening and name of the bank, account statuses, date and time of status and account type change, date and time of status update in the Register. Report on the accounts of a business entity: name and address of the business entity, ID number, account numbers, name of the bank, types of accounts, date and time of account status change, date and time of status update in the Register. Report that a business entity has no registered account in the Unified Register of Accounts in BiH: information that no account is registered for the specific ID number. Report on the account of a business entity – Main Account, as per point a). Report on the change of the main account of a business entity: name and address of the business entity, JIB, account numbers and name of the bank, date and time of cancellation, date and time of declaration, date and time of status update in the Register.

Article 12. (Informative Report) (1) In addition to the reports from Article 10 of this Decision through which access to data contained in the JRR can be performed, the Central Bank provides access to data contained in the JRR via an "online" informative report on business entity accounts, which is available on the Central Bank's website in the form of electronically generated data maintained for a specific unique identification number. (2) The informative report from paragraph (1) of this Article is obtained by accessing the Central Bank's website, where the unique identification number of the business entity is entered into the appropriate search field, after which the following data are listed as a search result: account number, account status, name of the bank, date of status change, and type of account. (3) The informative report from paragraph (1) of this Article is available to any natural or legal person who meets the technical capability to access the Central Bank's website, and the Central Bank does not charge a fee for it. The informative report is in read-only format, without the possibility of changing the data contained in the report and without the possibility of printing the report, and it cannot be used as evidence in legal transactions.

Article 13. (Distribution of Data in the Form of Individual Reports) (1) The Central Bank distributes data from the JRR in the form of individual reports through organizational units (main units and branches), based on a written request submitted to the main unit or branch of the Central Bank. (2) The form of the written request can be downloaded from the Central Bank's website or obtained at the main unit or branch of the Central Bank and is an integral part of this Decision. (3) When the main unit or branch of the Central Bank distributes data in accordance with paragraph (1) of this Article, the request is submitted and the report is collected in one of the following ways: in person, by fax, and by e-mail. (4) Distribution of data from the JRR in the form of individual reports may also be performed by banks.

Article 14. (Downloading the Database) (1) The Central Bank and banking agencies have the right to download the database from the JRR free of charge. (2) Based on a submitted written request with justification, the Central Bank will allow a bank, as a backup method of data exchange, to download the database from the JRR free of charge. (3) Based on a submitted written request with justification, the Governor of the Central Bank may, by a special act, authorize institutions, administrative bodies, and local self-government units to download the database free of charge. (4) Based on a submitted written request with justification, the Governor of the Central Bank may, by a special act, authorize other data users to download the database for a fee in the amount determined by the Central Bank's regulation on determining the tariff of fees for Central Bank services.

Article 15. (Data on Blocked Accounts) (1) The Central Bank publishes data on blocked accounts of business entities from the JRR on its website monthly. (2) The data from paragraph (1) of this Article include the name of the business entity, ID number, account number, type of account, and name of the bank at which the account is opened.

Article 16. (Fee) (1) Data users pay a fee for the service of access to data from Article 8 of this Decision in the amount determined by the Central Bank's regulation on determining the tariff of fees for Central Bank services. (2) Data users from Article 9, paragraph (1) of this Decision do not pay a fee for access to data from the JRR, except for banks for access to data in the form of individual reports. (3) If a data user does not settle the obligation from paragraph (1) of this Article, the Central Bank may temporarily deny the right of access to the JRR until the obligation is settled.

Article 17. (Exclusion) (1) If a data user does not comply with the conditions and obligations from this Decision, or if the Central Bank assesses that their continued use of data could affect the operation of the JRR as a whole, the Central Bank may temporarily or permanently exclude the data user from the JRR. (2) If a bank, as a data user, is temporarily excluded, it remains obliged to submit data to the JRR in accordance with this Decision. (3) A data user temporarily excluded from the JRR in accordance with paragraph (1) of this Article pays a fee in the amount determined by the Central Bank's regulation on determining the tariff of fees for Central Bank services upon re-inclusion. (4) In each individual case, the Governor of the Central Bank determines the measure of temporary or permanent exclusion of the data user by a special act. (5) The act from paragraph (4) of this Article concerning a bank is submitted by the Central Bank to the competent banking agency.

Article 18. (Cooperation) With the aim of improving the JRR, the Central Bank exchanges data and cooperates with entity agencies competent for maintaining registers of business entities' accounts.

Article 19. (Entry of Data and Access via the Internet) The Governor of the Central Bank will, before the start of the application of this Decision, adopt a regulation that will detail the method of entering data from Article 5 of this Decision and the technical conditions for accessing the JRR via the internet.

Article 20. (Entry into Force and Publication) (1) This Decision is published in the "Official Gazette of BiH" and enters into force on the eighth day from the date of publication. (2) This Decision will also be published in the "Official Gazette of the Federation of BiH", "Official Gazette of the Republika Srpska", and "Official Gazette of the Brčko District of BiH".

Article 21. (Termination of Validity) With the entry into force of this Decision, the Decision on the Unified Register of Transaction Accounts of Business Entities in Bosnia and Herzegovina ("Official Gazette of BiH" no: 64/18), the Decision on Amendments and Supplements to the Decision on the Unified Register of Transaction Accounts of Business Entities in Bosnia and Herzegovina ("Official Gazette of BiH" no: 88/18), the Decision on Amendment to the Decision on the Unified Register of Transaction Accounts of Business Entities in Bosnia and Herzegovina ("Official Gazette of BiH" no: 22/21), the Decision on Supplements to the Decision on the Unified Register of Transaction Accounts of Business Entities in Bosnia and Herzegovina ("Official Gazette of BiH" no: 77/21), and the Decision on Supplement to the Decision on the Unified Register of Accounts of Business Entities in Bosnia and Herzegovina ("Official Gazette of BiH", no. 14/22) cease to be valid.

Chairman Number: UV-122-02-1-829-13/23 Sarajevo, March 30, 2023 Governing Board of the Central Bank of Bosnia and Herzegovina

GOVERNOR dr Senad Softić

Request for Issuance of a Report from the Unified Register of Accounts of Business Entities in Bosnia and Herzegovina

Type of Report from the Unified Register of Accounts: (indicate the type(s) of requested reports): Report on the account of a business entity Report on the history of the status of a business entity's account Report on the accounts of a business entity Report that the business entity has no registered account in the JRR Report on the account of a business entity – Main Account Report on the change of the Main Account of a business entity

Method of Collecting the Report from the Unified Register of Accounts (indicate only one of the offered methods): in person (at the main unit/branch of CBBiH to which the request is addressed) fax number: ______________________________ e-mail: ______________________________

Identification Number of the Business Entity Account Number of the Business Entity Name, Place/Headquarters and Address of the Business Entity

Note: mandatory to fill in the row in the column Identification Number of the Business Entity and/or Account Number of the Business Entity, as well as the row in the column Name of the Business Entity

Applicant: _______________________ Phone: ___________________ Date of Submission of Request: ______________________ (signature and seal)