2022-09-19
The National Bank of Tajikistan issued Instruction No. 246 to establish mandatory technical, software, and operational standards for Credit Bureaus (CBs) operating in the country. The regulation mandates secure physical premises, licensed and non-pirated software with robust cryptographic authentication, fault-tolerant server clusters, and encrypted data transmission channels to protect credit history information. Compliance is enforced through regular conformity assessments, with the National Bank authorized to apply sanctions for non-compliance.