2025-10-21
The Autorité de Contrôle Prudentiel et de Résolution (ACPR) issues Decision No. 2025-C-33 to implement EU Regulation No 575/2013 (CRR) for less significant credit institutions, financing companies, and investment firms in France, replacing Decision No. 2022-C-21. The decision establishes specific national discretions regarding the calculation of capital requirements, including a 1250% risk weight for excess qualifying holdings and detailed thresholds for significant payment arrears. It further defines the treatment of convertible obligations, liquid asset classifications, and the application of net stable funding ratio factors to off-balance sheet exposures.