2025-01-01

Pension (Exemption) Order 2025

Malawi’s Minister of Finance and Economic Affairs, S. Chithyola, has issued the Pension (Exemption) Order 2025 to exempt designated employee categories from mandatory pension contributions under the Pension Act, 2023. The Order establishes clear definitions for domestic workers, expatriates, and seasonal employees while listing exempted classes that include the President, Vice-Presidents, Members of Parliament, councillors, and short-term contract staff. By formally revoking the 2011 and 2015 exemption orders, this legislation consolidates pension eligibility rules for these groups effective April 2025.

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S. CHITHYOLA (REF. NO. FIN/PFSPD/01/06) Minister of Finance and Economic Affairs GOVERNMENT NOTICE NO. 63 PENSION ACT (NO. 6 OF 2023) PENSION (EXEMPTIONS) ORDER, 2025 IN EXERCISE of powers conferred by section 11 of the Pension Act, 2023, I, SIMPLEX CHITHYOLA, Minister of Finance and Economic Affairs, in consultation with the Minister responsible for labour and with the Registrar, make the following Order__

  1. This Order may be cited as the Pension (Exemptions) Order, 2025.
  2. In this Order, unless the context otherwise requires__ “domestic work” means work performed in or for a household; “domestic worker” means any person engaged in domestic work within an employment relationship; “expatriate” means an employee of foreign origin working in Malawi and holding a valid Temporary Employment Permit; and “seasonal employee” means an employee who is engaged in seasonal employment as provided for in the Employment Act.
  3. The classes or categories of employees set out in the Schedule shall be exempt from the application of the Act.
  4. The following Orders are revoked__ (a) the Pension (Salary Threshold and Exemption) Order, 2011; and (b) the Pension (Exempted Classes or Categories of Employers or Employees) Order, 2015. Citation Interpretation Cap. 51:01 Exempt classes or categories of employees Revocation Cap. 55:02 sub reg. pgs. 51 and 52 426 4th July, 2025

SCHEDULE (para. 3) EXEMPT CLASS OR CATEGORY OF EMPLOYEES

  1. The President
  2. The First Vice-President
  3. The Second Vice-President
  4. A member of Parliament
  5. A councillor
  6. A domestic worker
  7. An employee on a non-renewable contract for a specified task, whose term does not exceed a period of six months
  8. An employee who, at the time of engagement, is above the retirement age of the employer
  9. An expatriate
  10. A seasonal employee on a non-renewable contract Made this 15th day of April, 2025. S. CHITHYOLA (REF. NO. FIN/PFSPD/01/06) Minister of Finance and Economic Affairs 4th July, 2025 427 Printed and Published by THE GOVERNMENT PRINTER, Lilongwe, Malawi—9806—(Price K800.00)