Regulatory AlertsFinansinspektionen’s regulations and general guidelines on the purchase and servicing of non-performing credit agreements
Finansinspektionen issued regulations and general guidelines supplementing the Purchase and Servicing of Non-Performing Credit Agreements Act to establish requirements for information submission by credit institutions and acquirers regarding transferred non-performing credit agreements. The rules also define the necessary content and form for outsourcing notifications and applications for authorization to operate as a credit acquirer. Additionally, amendments effective July 1, 2025, mandate that credit servicers use a specific management competence form available on the regulator's website for authorization applications and notifications of changed circumstances.
Finansinspektionen’s regulations and general guidelines on the purchase and servicing of non-performing credit agreements
In force from 2024-04-01
Summary
The regulations set requirements on the information that credit institutions and credit acquirers shall submit to FI after they have transferred a non-performing credit agreement. In addition, the regulations set requirements on the information that an outsourcing notification shall contain and the content and form of the application for authorisation to be a credit acquirer. The regulations and general supplement the Purchase and Servicing of Non-Performing Credit Agreements Act (2023:714).
Amendments
The amendments entail that new general guidelines are introduced regarding that an undertaking applying for authorisation to be a credit servicer or a credit servicer notifying a change in circumstances should use the form for management’s overall competence that is available at www.fi.se .
The amendments enter into force on 1 July 2025. Amendment FFFS 2025:3
Documents
FFFS 2024:2
Changes
Number
FFFS 2025:3
Date
2025-07-01
Heading
FFFS 2025:3