Regulatory Alerts2026-04-24
Finansinspektionen’s General Guidelines Amending Regulations on Non-Performing Credit Agreements (FFFS 2025:3)
Finansinspektionen issued general guidelines amending its regulations on the purchase and servicing of non-performing credit agreements to standardize administrative procedures. The guidelines mandate that undertakings applying for credit servicer authorization must use specific assessment forms available on the regulator's website when submitting required documentation. Additionally, credit servicers are required to utilize these same standardized forms when notifying Finansinspektionen of changes regarding management or qualifying holdings. These general guidelines enter into force on 01 July 2025.
Finansinspektionen’s Regulatory Code Publisher: Chief Legal Counsel Erik Blommé, Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished solely for information purposes. Only the printed version of the regulation in Swedish applies for the application of the law. 1 General guidelines amending Finansinspektionen’s regulations and general guidelines (FFFS 2024:2) on the purchase and servicing of non-performing credit agreements; decided on 13 May 2025. Finansinspektionen provides the following general guidelines. Application for authorisation to be a credit servicer Section 6 An undertaking applying for authorisation to be a credit servicer shall use the application form available on Finansinspektionen’s website. General guidelines When the undertaking submits the documents referred to in section 4, point 2 of the Servicing of Non-Performing Credit Agreements Ordinance (2023:720), it should use the forms for management assessment, management’s combined competence, ownership management assessment and ownership assessment, respectively, available on Finansinspektionen’s website. Notice of change in circumstances Section 7 A provision on a credit servicer’s obligation to provide information to Finansinspektionen about operational changes is set out in section 5 of the Servicing of Non-Performing Credit Agreements Ordinance (2023:720). General guidelines When notifying changes in circumstances pursuant to section 5 of the Servicing of Non-Performing Credit Agreements Ordinance (2023:720), the credit servicer should use the forms for management assessment, management’s combined competence, ownership management assessment and ownership assessment, respectively, available on Finansinspektionen’s website, if the notice refers to changes in – the management of the credit servicer, – the management of legal persons who have a qualifying holding in the credit servicer, or – the natural and legal persons who have a qualifying holding in the credit servicer. FFFS 2025:3 Published on 19 May 2025
FFFS 2025:3 2
These general guidelines shall enter into force on 01 July 2025. DANIEL BARR Mikaela Werner