Regulatory Alerts2026-04-29
Guideline on Anti-Money Laundering and Counter-Terrorist Financing: Operational Guide for Regulated Entities — Republic of Djibouti
The Financial Intelligence Agency of Djibouti (ANRF) issues this operational guideline to mandate Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) compliance for financial institutions and designated non-financial professions. The document establishes a risk-based approach requiring regulated entities to implement internal compliance programs, conduct rigorous Know Your Customer (KYC) procedures, maintain records for five years, and report cash transactions, international electronic transfers, and suspicious activities meeting specific thresholds or reasonable suspicion criteria. It further outlines governance responsibilities, defines key legal terms, and provides alert indicators to prevent structuring, anonymous accounts, and terrorist financing activities.