Regulatory Alerts2026-01-01
Decision on Minimum Standards for Investment of Credit Institutions in Immovable Property and Fixed Assets
The Council of the Central Bank of Montenegro issued this Decision to establish minimum standards for credit institutions investing in immovable property and fixed assets. It limits total investments to the institution's Common Equity Tier 1 capital, allowing excess amounts only if treated as a deduction from Tier 1 capital while maintaining prescribed solvency ratios. Additionally, the regulation mandates specific valuation percentages for acquired properties based on holding periods and requires biannual reporting of such assets to the Central Bank.
Share