2026-01-01
The Council of the Central Bank of Montenegro issued this Decision to establish minimum standards for credit institutions investing in immovable property and fixed assets. It limits total investments to the institution's Common Equity Tier 1 capital, allowing excess amounts only if treated as deductible items while maintaining prescribed solvency ratios. Credit institutions must report acquired property data to the Central Bank twice annually using a specified template and apply specific valuation rules for properties acquired through debt restructuring or execution.