Regulatory Alerts2025-02-25
Participant as the Starting Point for Structuring Choice Guidance
The Dutch Authority for the Financial Markets (AFM) issued this report in February 2025 to provide pension scheme administrators with findings from an exploratory study on structuring choice guidance. The document mandates that administrators prioritize understanding participant needs, characteristics, and skills as the foundational step for designing effective guidance. It further requires the establishment of concrete, measurable objectives and the formal documentation of policies to ensure participants can make suitable pension choices.
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