Instruction (Archive) No. 9/2019

Summary Publishes, for the 3rd quarter of 2019, the maximum rates to be applied in consumer credit contracts under Decree-Law No. 133/2009 of June 2.

Status: In force Official Gazette: 5/2019 3rd Supplement Enabling Law: Law No. 5/98 of January 31, Art. 17; Decree-Law No. 133/2009 of June 2, Art. 28

Descriptors: Client, Contract, Consumer Credit, Consumer Defense, Member State, Third Countries, Bank Branch, Supervision, Conduct Supervision, Effective Annual Percentage Rate of Charge (APRC)

Regulated Instrument: Instruction 14/2013 :: Decree-Law No. 133/2009 of June 2

Publication Date: 05-06-2019 Disclosure Date: 05-06-2019 Entry into Force Date: 01-07-2019

Recipient Type: Credit Institutions, Finance Companies

Recipients: Banks, Central Credit Agricultural Mutual Fund, Agricultural Credit Mutual Funds, Agricultural Credit Mutual Funds (not belonging to SICAM), Savings Banks, Mortgage Credit Institutions, Credit Financial Institutions, Factoring Companies, Mutual Guarantee Companies, Investment Companies, Finance Lease Companies, Credit Finance Companies

Theme :: Subtheme: Conduct Supervision

Link Copied!

To improve your browsing experience, this site uses anonymous information provided by cookies. Cookie Policy. Cookies are files or text files containing small amounts of information that are downloaded and stored on the user's device via their browser when visiting a web page. Cookies can be categorized according to the purpose they serve. There are cookies that are strictly necessary for the functioning of the site, while others collect statistical information to analyze site usage and performance or are used to ensure the availability of additional site functionalities or to save visitor preferences regarding navigation, whenever using the same device. This cookie policy is an integral part of the personal data protection policy. Learn more about these policies. Manage cookie preferences.

Strictly Necessary Cookies Always active. These cookies are necessary for the website to function and cannot be turned off in our systems. Normally, they are only configured in response to actions taken by you that correspond to a request for services, such as setting your privacy preferences, logging in, or filling out forms. You can configure your browser to block or alert you about these cookies, but some parts of the website will not work. These cookies do not store any personally identifiable information.

Performance Cookies These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our website. They help us know which pages are the most and least popular and see how visitors move around the website. All information collected by these cookies is aggregated and, therefore, anonymous. If you do not allow these cookies, we will not know when you visited our site.

Advertising Cookies These cookies may be set on our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant ads on other websites. They do not store personal information directly, but are based on the unique identification of your browser and internet device. If you do not allow these cookies, you will have less targeted advertising.

Cookie List

[checkbox label] [label] Consent Leg.Interest

[checkbox label] [label]

[checkbox label] [label]

[checkbox label] [label]