2026-04-02 | Instrução Normativa BCB 720The Central Bank of Brazil issued Normative Instruction No. 720 to mandate the adoption of Version 5.0 of the Open Finance Security Manual by all participating institutions. This regulation establishes mandatory compliance dates, requiring immediate adherence to most sections while setting a November 3, 2026 deadline for specific new certificate validation requirements. The instruction also revokes the previous Normative Instruction No. 305 and updates the technical security standards for data sharing, governance, and incident response within the Open Finance ecosystem.