Directive No. 11/DSB/DRO/2019: Financial Institutions Portal (PIF) Reporting Deadlines

GOVERNOR DIRECTIVE NO. 11/DSB/DRO/2019 ORIGIN: Banking Supervision Department (DSB) / Department of Regulation and Organization of the Financial System (DRO) DATE: 18/12/2019 SUBJECT: Reporting Deadlines for Information via the Financial Institutions Portal (PIF)

Whereas it is necessary to align the reporting deadlines for information that Financial Institutions must submit to the National Bank of Angola (BNA); Considering the provisions of Law No. 12/2015 of June 17, the Basic Law on Financial Institutions; This Directive serves to establish the following:

1. Financial Institutions subject to the supervision of the National Bank of Angola must, within the deadlines set below, submit accounting, statistical, and management information electronically via the Financial Institutions Portal (PIF), strictly adhering to the models defined for this purpose.
2. The documents referred to in the preceding paragraph must be submitted in XML format via the PIF.
3. The information submitted by Financial Institutions, previously validated by the respective systems, must be: a) Final, not admitting provisional data; and, b) In case of error, it will notify the institution of detected irregularities for correction purposes, without exempting it from complying with the established deadlines.
4. Financial Institutions must submit the information referred to in paragraph 1 of this Directive within the following deadlines: 4.1 Daily, by 8:30 a.m. the following day; 4.2 Weekly, by 8:30 a.m. on Monday of the following week;

CONTINUATION OF DIRECTIVE NO. 11/DSB/DRO/2019 Page 2 of 4 4.3 Biweekly, within 48:00 hours after the end of each fortnight; 4.4 Monthly, by the 8th day of the following month; 4.5 Quarterly, within 30 days after the end of each quarter; 4.6 Semi-annual, within 45 days after the end of each semester; and, 4.7 Annual, by April 30 of the following year. 5. Without prejudice to the preceding paragraph, Financial Institutions must report monthly the schedules of regulatory own funds, requirements for regulatory own funds, and limits on large exposures, by the 11th (eleventh) day of the following month. 6. The information to be submitted must reflect the institution's effective accounting status and comply with the principles and procedures of sound banking practice. 7. Non-compliance with the provisions of this Directive constitutes an offense provided for and punishable under Law No. 12/2015 of June 17, the Basic Law on Financial Institutions. 8. All regulations contrary to this Directive are hereby revoked, notably Directive No. 10/DSB/DRO/2019 of December 9. 9. This Directive enters into force immediately upon its publication.

Luanda, December 18, 2019. BANKING SUPERVISION DEPARTMENT

---

Elavoko do Rosário Chaves João - Director - DEPARTMENT OF REGULATION AND ORGANIZATION OF THE FINANCIAL SYSTEM

---

Carla Marisa Rodrigues Madeira Gomes - Director -

CONTINUATION OF DIRECTIVE NO. 11/DSB/DRO/2019 Page 3 of 4 ANNEX

Map Code / Report Type	Base	Information Type	Analysis Department	Frequency	System
Annual Balance Sheet	Individual	Annual Balance Sheet	DSB	Annual	SSIF
Semi-annual Balance Sheet	Individual	Semi-annual Balance Sheet	DSB	Semi-annual	SSIF
Quarterly Balance Sheet	Consolidated	Quarterly Balance Sheet	DSB	Quarterly	SSIF
Monthly Balance Sheet	Individual	Monthly Balance Sheet	DSB	Monthly	SSIF
Daily Balance Sheet	Individual	Daily Balance Sheet	DSB/DMA	Daily	SSIF
Individual	Liquidity risk in all currencies	DSB	Monthly	SSIF
Individual	Liquidity risk in significant foreign currency	DSB	Biweekly	SSIF
Individual	Liquidity risk in national currency	DSB	Biweekly	SSIF
Regulatory Own Funds Schedule	Individual/Consolidated	Regulatory own funds	DSB	Monthly/Quarterly	SSIF
Individual/Consolidated	Own funds requirements for credit and counterparty credit risk	DSB	Monthly/Quarterly	SSIF
Individual/Consolidated	Own funds requirements for market risk and counterparty credit risk in the trading book	DSB	Monthly/Quarterly	SSIF
Individual/Consolidated	Own funds requirements for operational risk	DSB	Monthly/Quarterly	SSIF
Interest Rate Risk in Banking Book Schedule	Individual/Consolidated	Interest rate risk in the banking book	DSB	Semi-annual/Quarterly	SSIF
Prudential Limits on Large Exposures Schedule	Individual/Consolidated	Prudential limits on large exposures	DSB	Monthly/Quarterly	SSIF
Individual/Consolidated	Sensitivity analyses	DSB	Semi-annual	SSIF
Individual/Consolidated	Scenario analyses	DSB	Annual	SSIF
Individual/Consolidated	Reverse stress tests	DSB	Annual	SSIF
Credit Granted to Real Economy Sector Schedule	Individual	Credit granted to the real economy sector	DSB	Monthly	SSIF
Related Party Credit Reporting	Schedule on credit amount to related parties	DSB	Monthly	SSIF
Securities and Financial Instruments Schedule	Individual	Securities and financial instruments	DSB	Monthly	SSIF
Individual	Reporting of identification data for natural and legal persons	GAC	Monthly	CIRC
Individual	Reporting of credits and financing	GAC	Monthly	CIRC
Individual	Reporting of returned checks due to insufficient funds	GAC	Monthly	CIRC
Largest Depositors Schedule	Individual	Largest depositors	DSB	Monthly	SSIF
Number of Customers, Deposit Accounts and Credit Operations	Number of customers, deposit accounts and credit operations	DIF/DCF	Quarterly	SSIF
Operations Submitted and Executed	Operations executed and submitted in foreign exchange (ME)	DCC	Daily	SSIF
Card Tariffs (Costs)	Data on card tariffs	DCF	Monthly	SSIF
Card Numbers	Schedule of card numbers	DSP	Monthly	SSIF
Client Credit Operations
SCHEDULE - INFORMATION REPORTING
Schedules of Regulatory Own Funds Requirements
Liquidity risk schedules
Schedule of stress test results

CONTINUATION OF DIRECTIVE NO. 11/DSB/DRO/2019 Page 4 of 4 ANNEX

Map Code / Report Type	Base	Information Type	Analysis Department	Frequency	System
Credit Cards	Cards with credit function	DCF	Monthly	SSIF
System Attack	Schedule of information on system attacks	DSP	Monthly	SSIF
Fund Transfer Flows	Schedule of fund transfer flows	DCF/DSN	Quarterly	SSIF
Account Quantities	Schedule of bank account quantities	DEF	Quarterly	SSIF
Defaulting Entities Schedule	Schedule of defaulting entities	DCC	Biweekly	SSIF
Exchange Rates	Announced exchange rates	DES/DSB/DSN/DCC	Daily	SSIF
Foreign Exchange (ME) Import/Export and Travel Checks Schedule	Foreign exchange (ME) import/export and travel checks	DCC/DES/DSB	Weekly	SSIF
Foreign Exchange (ME) Requirements	Foreign exchange (ME) requirements	DMA/DCC	Daily	SSIF
Liquidity Takeovers and Grants	Liquidity takeovers and grants	DMA/DCC	Daily	SSIF
Foreign Exchange Purchase and Sale	Foreign exchange purchase and sale	DMA/DCC	Daily	SSIF
Foreign Exchange Purchase, Sale and Conversion	Foreign exchange purchase, sale and conversion	DMA/DCC	Daily	SSIF
Largest Depositors Schedule	DSB	Largest depositors schedule	DSB	Daily	SSIF
Daily Deposit Portfolio Position Schedule	DSB/DES	Daily deposit portfolio position schedule	DSB/DES	Daily	SSIF
Interest Rate Schedule	DES	Interest rate schedule	DES	Daily/Monthly	SSIF
Individual	Monthly credit report by economic activity subsection	DES	Monthly	SSIF
Individual	Monthly deposit report by market segments	DES	Monthly	SSIF
Exchange Position Schedule	Exchange position	DSB/DMA	Daily	SSIF
Credit Card Tariffs	Interest rates, commissions and fees	DCF	Monthly	SSIF
International Brand Prepaid Card Tariffs	Commissions/fees	DCF	Monthly	SSIF
International Brand Debit Card Tariffs	Commissions/fees	DCF	Monthly	SSIF
Updated Information on Branch Network	Operating and closed branches	DRO/DCF	Annual	SSIF
Dormant Accounts	Accounts without activity for over one year	DCF	Annual	SSIF
Closed Accounts	Number of accounts closed during the year	DCF	Annual	SSIF
Annual Balance Sheet _IFNBs	Individual	Annual balance sheet for non-bank financial institutions (IFNBs)	DSN	Annual	SSIF
Quarterly Balance Sheet_IFNBs	Individual	Quarterly balance sheet for non-bank financial institutions (IFNBs)	DSN	Quarterly	SSIF
Foreign Exchange Operations	Individual	Schedule of foreign exchange operations	DSN	Monthly	SSIF
Fund Transfer Operations	Individual	Schedule of fund transfer operations	DSN	Daily	SSIF

IFNBs - Non-Bank Financial Institutions Additional information on new credits and deposits SSIF - Financial Institutions Supervision System CIRC - Credit Risk Information Center SCHEDULE - INFORMATION REPORTING Daily position