Regulatory Alerts2025-09-12
Explanatory Notes to the Guidelines on Management and Measurement of Credit Concentration Risk
Issued by the Bank of Ghana, these explanatory notes detail key revisions to the September 2025 Guidelines on Credit Concentration Risk for regulated financial institutions. The updated framework mandates that banks, savings and loans companies, finance houses, and financial holding companies implement robust risk management structures to identify, measure, and mitigate credit concentration exposures across sectors, counterparties, and geographies. Key amendments clarify definitions for boards and senior management, align internal capital adequacy assessment processes with credit risk metrics, and specify application rules to ensure institutional solvency during economic shocks.
Share