Regulatory AlertsOJK Regulation No. 21 of 2025 on Leverage Ratio Compliance Requirements for Sharia Commercial Banks
The Financial Services Authority (OJK) issued Regulation No. 21 of 2025 to mandate Sharia Commercial Banks (BUS) to calculate and maintain a minimum leverage ratio of 3% to strengthen the resilience of the national Sharia banking sector. This regulation requires BUS to report the ratio quarterly starting from the end of the first quarter of 2026 and publish the value on their websites beginning with the September 2026 financial statements. Non-compliance triggers administrative sanctions, including written warnings, business suspension, or downgrade of health status, while the OJK retains the authority to set different ratios based on specific considerations.
Share