Regulatory Alerts2025-11-18
Sector in Focus: Financial Service Providers
The Dutch Authority for the Financial Markets (AFM) issued this November 2025 report to assess trust and responsibility within the financial services sector, emphasizing a joint mission to enhance household financial health. The regulator highlights critical risks including mortgage fraud, IT outsourcing vulnerabilities, and the need for collective license holders to ensure compliance among affiliated firms. Market data reveals a continuing consolidation trend with a shrinking number of providers, rising revenue per employee, and increasing market share held by larger firms.
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