Regulatory Alerts2026-06-18 | Instrução Normativa BCB 748Central Bank of Brazil Instruction Normative No. 748 - Procedures for verifying compliance with minimum paid-in capital and net worth limits for Pix transactional account providers
The Central Bank of Brazil's Decem department establishes the procedures for verifying that Pix participants meet minimum paid-in capital and net worth requirements to maintain their status as transactional account providers. The regulation mandates the use of specific analytical balance sheets and sets a deadline for compliance proof three months after any detected non-compliance, while allowing for extensions under justified operational or temporary circumstances. Participants failing to submit required documents or meet financial thresholds within the stipulated timeframe are deemed non-compliant with Pix regulatory standards.
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